Madam Speaker, in fact, TFSAs were introduced to benefit all Canadians. Right now, 11 million Canadians have opened TFSA accounts. If we think about our population of around 33 million to 35 million people, that is one-third of all Canadians, and they must be 18 years of age or older.
This is a very popular program right across the financial spectrum. The wealthy are included in it, but one-third of the population is not in that bracket.
This is a program that appeals to all Canadians. Over 60% of those who have opened them have incomes of less than $60,000 a year. We believe that they should continue to benefit from this program. If they do not contribute to it to the max, then it should not affect the finances. However, they should be given the opportunity.