Mr. Speaker, I thank my colleague. I enjoy having him on the finance committee.
All I can say is that 11 million Canadians have contributed to TFSAs. I am not sure about the 7% figure for those who maximize to the $10,000 limit. In fact, if those figures are correct, it means we still have a major number of Canadians who have enjoyed contributing to TFSAs, and it means that it is to their own benefit to do so.
Again, we have the right to say that the majority of Canadians are with it, they like it, they have enjoyed it, and it is going to be beneficial for Canadians in the long term, if we are thinking of doing investment in the long term for our future generations.