Mr. Speaker, the majority of people with tax-free savings accounts have incomes of $80,000 or less. Sixty per cent of those individuals contributing the maximum had incomes of less than $60,000. I am not sure what the member opposite is calling the middle class. These are folks who do not have the potential right now to invest in their future.
This younger generation of Canadians understand that that will very much be their responsibility and are excited and hopeful when they hear the government say, “We're going to make sure our economy is strong.” That would have been the case if the government were not planning on going into significant debt and there were still growing employment opportunities and these young Canadians were not facing the circumstances they are facing right now.