Madam Speaker, the hon. member is absolutely right, we want to give Canadians choices.
One of the biggest things we see with the CPP mandate that the Liberals are coming out with and will be announcing is that it will not only hurt small businesses, it will also reduce jobs, because businesses will not be able to afford to have more employees.
The tax-free savings account is a great vehicle to allow Canadians to save their money. They put the money they have earned into a vehicle so that when they need the money, it is available to them, whether it is purchasing their first time home, whether it is going on a vacation, if they can afford to do so, or whether it is saving for their children's future so that they can send them off to college or university, that money is there for them, and it is not under nanny state of this Liberal government.