Mr. Speaker, I would refer the hon. member to his own Minister of Finance, because he wrote in his book The Real Retirement that the TFSA actually was a good start, and that was at $5,000, and that he looked forward to it increasing over time, because it made sense as a vehicle for people to save.
A real place where Canadians can save money these days and build equity is in the housing market. However, as members in the House are aware, it is becoming more and more difficult for young Canadians to enter into that market because of the costs associated with housing.
The TFSA is a great vehicle to help Canadians save for that first down payment, and having it at $10,000, if we understand what real estate prices are, we will know that this is a great way to save after-tax dollars so that people can get into another vehicle of savings, which is a house here in Canada.