Mr. Speaker, I was hoping that we would get a bit more from the parliamentary secretary and a more serious response from the government on this. Here we really have the crux of everything when the member mentioned enlightened financial choices. The fact of the matter is that we can have all the enlightenment we want, but when the banks have in place an organized structural or institutional attempt to have their employees sell to Canadians products they do not need and given the cost of these products, it is nothing short of organized crime. It is an organized effort to move people's money to financial products that are not in their best interests.
Why are the government members not standing up for ordinary Canadians? The financial institutions are lobbying on their doorstep on an almost daily basis and are not getting the message that this is not only inappropriate, but also will be met with the same type of disdain and attitude. Canadians say they do not want to be ripped off anymore, not only in overt ways that are is clear, such as payday loans and fees for their bank accounts, but in less overt organized efforts to sway them into banking practices and products they do not need. That is organized and awful.