Mr. Speaker, again, I am very pleased to answer this question. In fact, yes, we have a housing system in this country that works very effectively. We have an insurance system that helps to ensure that people's housing is safe, and it is working. We will continue to remain vigilant around this system to make sure we are considering how risk is best shared between those insurers and the federal government, through the CMHC and to participants in the market.
We have said that we will look at that risk sharing in order to make sure it continues to appropriately deal with market challenges, and that is what we are engaged in doing.