Mr. Speaker, I thank the member opposite for a very detailed explanation of how the private housing market is moving away from first-time buyers. Government policy has played a role, but inflation and scarcity have played a role. It is a complex issue, but it was a very good dissertation as to what some of the challenges are.
She kind of lost me at the end though when she complained that our government had not made life more affordable for Canadians. She knows that Canadians are $2,000 a year better off now than they were under the previous government. Things like the child benefit, the changes to EI, the GIS improvements, CPP improvement, as well as the 850,000 jobs that have been created, are all creating a sustainable and prosperous way of life for Canadians.
We know that 85% of Canadians get their housing needs met through the private market. That is a good thing, we support it and we have to ensure that market does not collapse. That is why some of the stress tests are there. However, she failed to mention anything about the 15% of Canadians who cannot. I am curious as to what policies are put in place beyond a suite of tax credits that do not apply to people who do not have the income to get tax credits. How is she proposing to support people who are homeless, who cannot afford to even find a place, let alone dream of home ownership?