Mr. Speaker, I am pleased to have a few minutes to join in this debate tonight and to talk about the issues that matter to my community and to all Canadians.
I must say to my colleague from Vancouver East that the reason Canada now will have a national housing strategy and that the government is investing millions of dollars, in co-operation with other communities and other partners, is the very issue of housing my colleague mentioned. It is a serious issue across Canada. We are not just talking about the homeless. We are talking about seniors who cannot sell their houses because they have nowhere to go, and they are struggling as it is. There are a lot of people who are struggling and looking for housing. I hope that the way we are doing it, under our new national housing strategy, is going to help decrease the number of homeless people. More important, it is to help people find alternative forms of housing compared to what they currently have.
As we all know, Canadians made a choice in the last election. We all worked hard. We provided a platform that provided hope, hard work and opportunity. Canadians gave us the trust and the opportunity. I believe we have worked extremely hard over the last three and a half, almost four, years to make a difference. We have created over a million jobs. Canadians are working.
I can remember how many times I would be canvassing and door-knocking in the last many years and listening to people who were out of work. There were no employment opportunities for them. We have the lowest unemployment rate since the 1970s. That is a great thing. Sure we take credit for it. Maybe others could take credit for it too. All I know is that I am happy to know that Canadians are working. They are feeling successful. They have money they are able to invest in housing. They are able to invest in their children's education, and that is an important thing for all of us. That is why we are parliamentarians and why we come here. We want to invest in our country, and we want to see the government producing policies that matter to people.
The first-time homebuyer incentive will certainly help a lot of young people in their mid-thirties who are having significant difficulty just getting into the housing market. Once they can get into the housing market and stay employed, they will have lots of opportunity to build equity in that house and then can later on move into a larger house as their family grows.
Another way we are looking at helping people is with the Canada training benefit, to help working Canadians find the time to change careers. I have lots of people in the riding of Humber River—Black Creek who are in jobs they are not particularly happy in. The Canada training benefit we have introduced in this budget would give people the opportunity to change jobs and get into something they truly believe in and really want to do.
As we continue to invest in people, we are investing in full-time private jobs. That is what people have, and that is what we want to see.
When we talk about Humber River—Black Creek, we can talk about the over 300,000 children who are no longer in poverty and the thousands of seniors who now have other opportunities before them. If they choose to work, they can earn more money without it being taxed back. That is an important part of it.
Trying to find a house, trying to get a home and trying to get a job are all critically important as we move forward in this new world we live in. A more flexible and increased homebuyers plan will mean that Canadians can withdraw an additional $10,000 from their RRSPs. Before this budget, it was $25,000. Now people can withdraw $35,000 to use as a down payment.
By cracking down on the people who break the rules, we are trying to make housing affordable for everyone else. The increased funding for a rental construction financing initiative would help build thousands of new rental units all across the country.
We talk about seniors and the fact that we are maintaining the age of retirement at age 65. We are also encouraging our seniors to remain active by investing in a variety of programs, such as new horizons.
One of the great things we did in this term of Parliament was establish a Minister of Seniors. She is doing a wonderful job making sure that the issues of seniors are front and centre for all of us in the House, not just on this side of the House. Seniors will benefit all across our cities.
I appreciate having a moment or two to speak to this very important budget. I look forward to having another opportunity in the days to come.