Madam Speaker, I am most interested in the comments that the hon. member made regarding breaking up the mortgage structure of the country to regionalize it, instead of having a one-size-fits-all set of policies, which has been the policy of every federal government since CMHC was founded.
Does he see those regional delineations along provincial lines or along urban-rural lines? How would the member opposite configure a regionalization of mortgage rules, a regionalization of mortgage stress tests and also assessment of risks in the market?