Madam Chair, we need to look at both categories: the people who have mortgages and also the people who are renting.
For those people who have mortgages, the reason we worked together with the CMHC to create the appropriate capacity for the banking sector to defer mortgages was that we recognized this was exactly the challenge. I know that the banks are experiencing large volumes, and that is a challenge we are all facing, but I also know that they will be able to defer mortgages.
With respect to rents, we continue to work on this challenge. Of course, one of the main features of our emergency benefit is to get money into people's hands as rapidly as possible. Additionally, not having to pay taxes now means they can defer those if they have them so that they can have more access to funding.