Mr. Speaker, for every challenge the hon. member mentioned, we actually have a different program in the national housing strategy to address it.
On the issue of loans, that is for rental construction. We have another program called the co-investment fund that builds deeply affordable housing. On the rapid housing initiative, I am surprised the hon. member is saying the money did not get there quickly enough. We had a separate stream for cities, and we gave the money directly to them. The only condition we put on them was that the housing had to be built in 12 months or less and had to target vulnerable populations. Whether they built new housing or acquired existing properties was totally up to them; we trusted them to make the right decisions because they know best what they need to do.
In terms of the project stream, those projects are landing in British Columbia and they are creating deeply affordable housing. Does that mean that the job is done? Absolutely not. We need to do more. In terms of the solutions that are necessary, we are always open to partnering with municipalities, provinces and territories, and indigenous governments to make sure that more and more affordable housing is being built for Canadians.