Madam Speaker, that is a fabulous question. I think about the HASCAP program, for example, which is not designed like the CEBA loan.
With the CEBA loan, obviously, applicants get the $60,000 loan and only have to repay $40,000. If they pay back the rest, they get $20,000 towards the losses they have incurred. We need that in the HASCAP program and the bigger programs, otherwise these lodges and businesses are just not going to be able to survive. They cannot take on more and more debt. It is just not achievable. Moreover, a lot of these programs are not going to help businesses. The wage subsidy is not going to help an owner whose lodge is empty. The rent program is not going to help them if their lodge is floating on the water.
There are huge gaps. The member is absolutely right that we have to develop a better framework and look at those sectors that are the hardest hit, and that is the tourism and hospitality sector. We are all feeling it, as members of Parliament. I have seen each and every person who cares so much about the restaurants and the businesses in their ridings bringing forward these asks and requests of the government to be more flexible. We are just not seeing that. It is highly disappointing. This is a critical sector.