Mr. Speaker, in relation to the hon. member's reference to tax credits, this has been a cruel Conservative shell game for a long time. To take advantage of a tax credit, people have to spend the money first, which means they need to have the money to put up front. The real beneficiaries of past Conservative tax credits have been those doing well enough to cover the upfront costs and have enough income to take advantage of the tax credit.
Would the hon. member not agree that putting cash in the bank accounts of seniors, as this government has done, is far more effective and far more helpful to seniors?