Madam Speaker, in the past, the Bank of Canada managed inflation, particularly during those years, 1938 to 1974, by limiting the supply of money. It limits the supply of money that is created now through our fractional reserve system. It can be done. We just need to have policy built around that.
In terms of housing, what is happening in the housing market is that we need more affordable housing built. Companies are not building affordable housing. They are building market-rate housing, and so much affordable housing right now is being flipped into market-rate housing. We see investors coming into the market, buying up older housing stock that was affordable. Now that housing stock is being rented out at higher rates and where there is no rent control, so they can just increase—