Mr. Speaker, there are many provisions that might be legitimate, given that, between a bank and a person who deals with that bank, there are agreed-upon arrangements. However, there is an exception in place, where it says the organization may collect or use an individual's personal information without their knowledge or consent, if the collection or use is made for business activity described in subsection 2, and that description is for “any other prescribed activity.”
That essentially means the door is wide open for however that corporation wants to use that person's data. “Any other prescribed activity” means that if it decides it wants to use the data for x, y or z, that is up to the corporation. It does not appear to be up to the individual. Things like this need to be tightened up in the extreme. We also need to allow consumers, who want to have their data used, to give corporations their data for a good reason. It must have high fences, so that a corporation cannot use it for anything else and cannot sell it. The biggest concern I have, with all our understanding of data, is of people being manipulated by their data, and our kids being manipulated by their data. People's ever-increasing time spent on smart devices is concerning to everybody in Canada, and we need to make sure that corporations are only using data they are allowed to, in ways they are allowed to.