Madam Chair, once again, I thank the member for his question.
I want to point out that consultations, especially with the provinces and territories, will be very important in ironing out the details, such as the ones the member asked about in his questions.
Discussions with the provinces and territories revolve around business practices for payment service providers. Federal public servants, under the leadership of Mr. Michael Sabia, will continue to work closely with the provinces and territories on issues related to business practices like disclosure, accountability and dispute settlement mechanisms, and will review options regarding consumer protection, which is of great interest to my colleague across the way. All these discussions will take place in a way that respects provincial, territorial and federal jurisdictions.