Madam Chair, that is an important question. The member opposite has highlighted exactly what our work and our consultations should be all about, specifically the consumer's position.
We must always ensure that consumers will be protected if they use a traditional bank or other mechanism. That is why we really need to pay attention to all the details of these regulations. That is why we will hold consultations to lay out the legislation in detail.
My team and I will be more than happy to listen to specific suggestions from the member opposite.