Madam Speaker, I thank my hon. colleague for his well wishes. It is 2:10 a.m. on the east coast, but we are still going strong.
Since the very beginning of this crisis, our focus has been to do whatever it takes to help Canadian workers and businesses through these tough times. We understand that there needs to be faith that the economy is not just working, but working for everyone. We continue to have a focus on helping some of the most vulnerable and hardest-hit people and businesses in Canada.
As things reopen, we know that our support has to evolve to continue to support the recovery. The government has implemented different measures to better protect consumers, as I noted before. In the most recent budget, launching consultations on the reduction of credit card transaction fees and the reduction of the criminal rate of interest on payday loans, specifically, are important measures that speak directly to the issue that the member has raised.
We need to continue to focus not on empowering the wealthiest in Canada, but on developing supports that will allow us to recover in a way that allows the most vulnerable Canadians to see themselves in the recovery. At the end of the day, Canadians deserve to know that our government has their backs.