House of Commons Hansard #108 of the 44th Parliament, 1st Session. (The original version is on Parliament's site.) The word of the day was inflation.

Topics

Bank of Canada Accountability ActPrivate Members' Business

7 p.m.

Conservative

The Deputy Speaker Conservative Chris d'Entremont

Order, please. I do not know whether we should be talking about those kinds of things on the floor, but we all appreciate the member when he stands and speaks.

The hon. member for Northumberland—Peterborough South.

Bank of Canada Accountability ActPrivate Members' Business

7 p.m.

Conservative

Philip Lawrence Conservative Northumberland—Peterborough South, ON

Mr. Speaker, in all seriousness, I am pleased to be standing here today for a very serious issue, which of course is Bill C-253. This act would give the Auditor General the authority, in the normal auditing cycle, to audit the Bank of Canada.

Before we get into the role of the Bank of Canada, how important this legislation is and indeed how important the Bank of Canada is, it is important to understand a bit of the context between the economy and the government. The first principle of any discussion of the economy in a political context is that productivity comes from our workers and business owners. In other words, the goods that are produced and the services that are delivered come from the private sector. When workers are more productive and when we are able to deliver services more efficiently and more effectively, by necessity the wealth of the country increases.

Monetary policy is, unfortunately, something our Prime Minister does not think about and perhaps should, given that we are in one of the worst monetary crises of the last 40 years. A little forethought on monetary policy would have perhaps been helpful, since, when we look at what monetary policy can do to an economy, we see that it can give it an artificial, temporary high.

When the Bank of Canada prints money or uses, as we call it, quantitative easing to fund the spending of a government, as with any country and any central bank, there is an initial exuberance as citizens see the money come into their bank accounts. However, that exuberance is, in fact, always replaced by a sense of extreme disillusionment as their bank accounts swell but they realize quickly that the cost of everything has increased. The troubling part about inflation is that it can be a self-perpetuating phenomenon, meaning that if we believe there is inflation, there is inflation. That inflation can linger on for many, many years after the money has been printed.

The true path to improving Canada's economy is through increasing productivity. It is the only real cure for the affordability crisis because it actually increases consumers' abilities to purchase. It also increases the power of their wages, increases the power of their pensions, creates jobs and, dare I say, as I know my friends in the NDP will cringe, increases profits. These are profits that can be invested back into the Canadian economy. They would take us away from where we are right now, which is last in the OECD in capital investment, and would allow our economy to grow and for our future generations to be prosperous.

However, while monetary policy at its best can push off bad things and perhaps give us a temporary high, monetary policy done wrong can have serious consequences. I will go through four of the Bank of Canada's responsibilities, but traditionally its mandate, at least up until the last two years, has been to be a bulwark against inflation, because inflation can have extreme and corrosive impacts not just on the economy but on the fabric of society. Many revolutions and civil disruptions have been created in the last 150 years to 200 years, and even before, because of rapid increases in inflation. Inflation is a really serious issue that affects people.

The Bank of Canada has four primary mandates. One is supply of money. Its job is to keep the money circulating through the economy. The second is to promote “safe, sound and efficient financial systems”. Third is to design the dollars, notes and coins we all use. Fourth is to be the fiscal agent of the government, which means there is a necessary connection there, because the more debt the government has, the more it needs to print. While there can be little doubt that there should be some independence, in part there is a connection, and there are no two ways about that, between the government that spends the money and the bank that funds the spending. That connection is there.

For years, the leader of the official opposition has tried to put people first by raising opposition to and concern over the fact that the government kept spending money and the Bank of Canada kept printing money through quantitative easing to fund extreme expenditures. He said early on that we would face inflation, and guess what. He was right.

The Deputy Prime Minister and Minister of Finance of the government said there would not be inflation. She said, believe it or not, that there would be deflation and that this should be our primary concern. That is zero to 10 on a math test.

Who else said that? It was Tiff Macklem, the Governor of the Bank of Canada. At first he said there was no inflation. Then he said there was a little inflation. Then he said there was more than a little but it was just transitory, and then it was actually a lot of inflation but it was really just transitory. Now he says there is a lot of inflation and it is going to be with us for a while. There was one individual who was in this House of Commons publicly ringing the bell about the concerns of inflation, and that was the leader of our party. He should be celebrated. It is the Bank of Canada that got it wrong, not the leader of the official opposition.

I do not have to tell members about the real consequences that monetary policy has. We have seen tremendous pain. We have seen that 20% of Canadians have to change their diet and 20% more Canadians are going to food banks. This has real impacts. The need to have some type of oversight and accountability is incredibly important and urgent. We have seen a massive failure by the Bank of Canada. Its number one job and responsibility is to keep inflation under control, but we have food inflation at 11%, which will force children to go to bed hungry because the bank failed on a tremendous scale.

There has been lots of talk about different things that we are asking for. All we are asking for is that there be an audit by the Auditor General. That is not in any way compromising the independence of the Bank of Canada. It is just auditing.

Do members want proof? Look at the Public Service Investment Board. It is independent and has maintained its independence despite the fact that it is regularly audited by the Auditor General. It has been done and can be done. This is nothing new. We can certainly audit an organization. In fact, by definition, the auditor is independent; it is separate. There is no way that it is compromising the independence of the Bank of Canada. That argument is just silly. That is the only word for it.

The second argument I have heard against this legislation is that there are already auditors. There are different levels of auditing and different ways of auditing. Those audits are generally just looking at the numbers: Do the numbers make sense? Is the Governor of the Bank of Canada walking out with a briefcase of cash? No one believes that is an issue. I believe that the Bank of Canada can add and do its math and I am cool with that.

What the Auditor General does is it looks at the overall effectiveness of something. I had the great privilege of sitting on the public accounts committee and working with the Auditor General on her excellent work. She has raised the flag on a number of things that have spurred change. One is getting clean water to our indigenous communities. She had a great report condemning the government for its repeated failures.

To summarize, when we look at the issues, we have a significant failure by the Bank of Canada. All that Bill C-253, the great bill by the member for Regina—Qu'Appelle, is asking for is that we have accountability and transparency regarding an institution that has an impact on all 37 million-plus Canadians and can have a significant impact. We have seen it raise the cost of food and raise the cost of everything, making life harder. All we are asking for is accountability and transparency. Quite frankly, I am disappointed and very surprised that all members of the House will not support this bill, especially those from Quebec. Why they would not want additional accountability and transparency from the federal government seems strange.

Bank of Canada Accountability ActPrivate Members' Business

7:10 p.m.

Conservative

Andrew Scheer Conservative Regina—Qu'Appelle, SK

Mr. Speaker, I would like to thank my colleague for his support of this bill, and I would like to just quickly address some of the fallacies that came out of the government party in listening to the hon. parliamentary secretary to the government House leader. I cannot remember which Winnipeg riding the hon. member is from.

Bank of Canada Accountability ActPrivate Members' Business

7:10 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Winnipeg North.

Bank of Canada Accountability ActPrivate Members' Business

7:10 p.m.

Conservative

Andrew Scheer Conservative Regina—Qu'Appelle, SK

Yes, Mr. Speaker, it is Winnipeg North. It has been a tough year for Regina-Winnipeg relations from a Saskatchewan point of view, given the Blue Bombers and Roughriders, but thankfully we will talk about something that should unite us all here: accountability.

Accountability should be the one thing that all members of Parliament embrace. I can never understand it, but only a Liberal would think that increased accountability somehow undermines confidence in an institution, even when showing Canadians more of what goes on behind closed doors and when showing Canadians more about why the bank took certain decisions, why it acted when it did and, most importantly, why it did not act when it did not. Only a Liberal would think that this somehow undermines the confidence in an institution. This is not surprising, because that is how we have seen the Prime Minister act with everything from access to information requests to redactions to refusals, even taking the Speaker of the House of Commons to court to cover up the scandal at the Winnipeg lab.

However, we are not talking about that scandal today. We are talking about the economic vandalism that has gone on since March 2020, ever since the Bank of Canada decided to create money right out of thin air to purchase government bonds, depositing that brand new money, not backed up by any growth or increase in production, into the bank accounts of the large financial institutions. The bank bought IOUs from the government, bought them from those large financial institutions and flooded those institutions with large amounts of currency through digital assets and digital currency. Of course, they increased the money supply in other ways, including by printing cash and running the printing presses.

My hon. colleague pointed out fallacy number one: Accountability undermines confidence. We all know that to be false. Accountability strengthens confidence in institutions.

Audits are already being done. As my hon. colleague pointed out, audits are being done but they are a different kind of audit than what this bill calls for. I wish the hon. member for Winnipeg North had taken the time to read that part of the legislation. This is not just about bringing in auditors like KPMG. It is about bringing in the Auditor General, who does performance audits and value-for-money audits.

While we are talking about value for money, did members know that the Bank of Canada, during the Prime Minister's tenure, for the first time in Canadian history is losing money. That is right. The state bank, the institution that has a monopoly on creating money in Canada, is losing money. That happened because when it bought government IOUs, when it bought those bonds, it did so at a time when interest rates were low. It put the new money as credits into the bank accounts of large financial institutions, and it has to pay interest on that. Now that it is raising interest rates, it is losing money on the money it received from the government because it has to pay even more to those large banks.

Can members imagine that TD Bank, Royal Bank and other large financial institutions that have these credits from the Bank of Canada are getting paid more from the bank than the bank is receiving in interest payments from the government? All that money just washes through the system, and the people who get the money first are the big winners. They can go out and buy a large number of assets, and when prices rise, they can sell them and make the difference on the spread.

My colleague, the hon. member for Winnipeg North, said that for the first time in Canadian history people are raising questions about the bank. This is not true. His former boss and former leader, Jean Chrétien, campaigned on firing the Bank of Canada governor in the 1993 election.

This is the point I want to make today. Institutions are only as good as the human beings who run them, and human beings are not perfect. We are all capable of making mistakes. We have someone who has so much power in this country, with the ability to affect the value of the money that Canadians have worked so hard to earn, and when they make such monumental mistakes, they have to be held accountable. This is not about punishing someone for a mistake. This is about replacing the Bank of Canada governor with someone who knows how to keep inflation low.

That brings me to my final point. My colleague from Winnipeg North said that there has been no failure at the Bank of Canada. He should tell that to the hard-working families that are using food banks for the first time because inflation has gone up so high. He should tell that to students who are living in homeless shelters because they cannot afford to make rent. If that is not a failure in managing our monetary system in Canada, I do not know what it would take for a Liberal to think it is time to take action.

Bank of Canada Accountability ActPrivate Members' Business

7:15 p.m.

Conservative

The Deputy Speaker Conservative Chris d'Entremont

The question is on the motion.

If a member of a recognized party present in the House wishes to request a recorded division or that the motion be adopted on division, I would invite them to please rise and indicate it to the Chair.

Bank of Canada Accountability ActPrivate Members' Business

7:15 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, I would ask for a recorded division.

Bank of Canada Accountability ActPrivate Members' Business

7:15 p.m.

Conservative

The Deputy Speaker Conservative Chris d'Entremont

Pursuant to order made on Thursday, June 23, the division stands deferred until Wednesday, October 19, at the expiry of the time provided for Oral Questions.

The House resumed from October 3 consideration of the motion that Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing, be read the second time and referred to a committee, and of the amendment.

Cost of Living Relief Act, No. 2Government Orders

7:15 p.m.

Conservative

The Deputy Speaker Conservative Chris d'Entremont

It being 7:18, pursuant to order made earlier today, the House will now resume debate on Bill C-31 at the second reading stage.

Cost of Living Relief Act, No. 2Government Orders

7:15 p.m.

Conservative

Tony Baldinelli Conservative Niagara Falls, ON

Mr. Speaker, I rise in my place today to debate Bill C-31, an act respecting cost of living relief measures related to dental care and rental housing.

When the Liberals introduced this legislation in September, they would have had Canadians believe that it was a bill aimed to partly address the affordability crisis many of us are facing, but we should not be misled or misguided by their political spin. This bill is less about addressing the affordability crisis and the soaring cost of living than it is about the Liberals playing more politics at the expense of our economy and, ultimately, the well-being of Canadians.

The Liberals are only being sustained in power right now through the support of the NDP, and the NDP are only supporting the weak Liberal government to advance items on their political agenda, which they cannot advance alone as they are a party with only 25 seats. One of these items is dental care. In fairness to the NDP, they are calling for the development of a comprehensive national dental care program, and this Liberal program falls far short of that.

What is Bill C-31? It is a temporary measure the Liberals came up with. They are using it to buy time and appease the NDP so they can keep their NDP-Liberal coalition alive and remain in power for the indefinite future. It is a program designed to make the government look like it is doing something when it did very little all summer to address the real concerns Canadians face.

Right now, 70% of Canadians have a dental benefits plan. In my province of Ontario, there are currently dental plans for low-income seniors and for those on social assistance, and programs for children under the age of 17.

At a time when the provinces have been asking for increased health transfers, which they have been asking for three years now, when will the Prime Minister meet with them to address their concerns so they can enhance existing programs and services such as these, which are currently being delivered to Canadians?

After seven years of Liberal governance in Ottawa, Canadians are realizing they are not better off today compared to when the Liberals first took power in 2015. This is especially true when we consider how badly Canadians are hurting today on matters of life necessities, such has housing, food and energy. Costs have skyrocketed on all three essential life necessities. These costs are largely being driven by federal government policies that are focused on excessive spending, increasing taxes and creating new taxes to pay for these bad spending habits from a bloated and growing government bureaucracy.

When it comes to housing, young Canadians have done everything they were supposed to do to achieve success and live the Canadian dream. They earned a degree and they are working hard, yet many are still living in their parents' basements or in a small, 400-square-foot apartment because the price of housing has doubled since the Prime Minister took office. Our housing bubble is the second largest in the world. Recently, we learned that the percentage of Canadians who own their own home is at its lowest level in over 30 years.

When the Prime Minister took office, Canadians were paying 32% of their income, on average, to maintain a mid-sized home. Now the average family has to pay 50% of their income just to keep their home. A one-time payment of $500 will do nothing to address the real issues of housing affordability many Canadians face. In fact, more than six out of 10 renters will not qualify for the Liberal's inflationary spending cheques.

Many of the inflationary issues and concerns we face are of the government's own making. We have pointed out for months that the Liberals out-of-control spending would lead to an increase in interest rates. The government has responded by telling Canadians not to worry, to go ahead and take out big loans, since interest rates would remain low for a long time and there would never be any negative consequences. Now we are seeing interest rates rise 300 basis points, or 3% in simple terms.

In terms of food and food production, the Liberal government has increased farmers' taxes. That increases the cost of fertilizer and energy needed to produce food. Now it wants to limit the use of fertilizer. That will require farming more land to produce the same quantity of food. Tractors and other equipment will have to cover a larger area, burning more diesel and other fuels. More food will have to be imported. Bringing this food from other countries to Canada will again require using more energy.

For Niagara agriculture, this means it will cost more to grow grapes and local produce like peaches and cherries, and make our local Canadian-made wine even more expensive. In terms of food consumption, these higher production costs get passed along to us, the consumers, when we go to the grocery store or local farmers' markets to buy our food to feed our families.

Food price increases are already hurting many Canadians. For example, here are some of the headlines reported by the media that indicate this growing problem: “Child hunger a major concern in Canada amid skyrocketing food prices”; “Niagara Falls families straining under the weight of soaring prices”; “Food Banks facing unprecedented demand in Niagara”; “GTA food banks say they're facing the highest demand in their history”; “Nearly 6 million people in Canada experienced food insecurity in 2021, U of T study says”. The list of these troubling headlines goes on.

This does not sound like the developed and strong country our parents and grandparents fought through two world wars for and built throughout their lives with their hard work and labour. After seven years of Liberal governance, the Prime Minister and his government have eroded and undermined our collective and individual wealth, massively indebted future generations and repeatedly blocked and suppressed economic and financial opportunities for Canadian workers, businesses and industries in all regions of our country.

Since 2015, the Liberal government has become big and bloated. It has grown too large. Its reach has become too wide, and its actions are becoming far too intrusive into the private lives of Canadians. It picks winners and losers based on its political priorities, and its bad spending habits are entrenched. That is why it is desperate to increase taxes and create new taxes against hard-working Canadians. It is so it can continue feeding its reckless big-spending appetite.

The bottom line is that Bill C-31 is just another big-spending Liberal plan that only serves to keep the NDP-Liberal coalition alive. Of course, it masks it using affordability language, but in reality, it does nothing to bring down the costs of necessities such as housing, food and energy, including fuel and heating. The Conservative leader said it best in his speech when he said, “That is our role, here in Parliament, to turn pain into hope. Canadians need hope.”

As I am about to conclude, I wanted to share the comments of one of my constituents, Jessica, who had some real concerns about Bill C-31. In her recent note to me, she wrote, “The $600 benefit should not be going towards dental billing directly. As a low-income parent, for myself and my son, I have looked into some quotes for the bundle of dental, pharmacy and medical care, and I have seen quotes, at least for myself, at about $100 per month (unaffordable though compelling).

“In other words, I am expressing that having a benefit to get started up on my family's medical and dental insurance is the help our family needs and should be getting from the government, rather than having the funds wasted on one or two dental visits when myself and my son could both get coverage, receive the $600 (even half annually) and have more medical benefits to keep us healthy. This is important to me as well as I approach middle age.”

I am proud to support my new leader in his mission to make a real difference in Canadians' lives through supporting policy measures that will actually make life more affordable. Bill C-31 would not do that. It is not a bill that would actually help Canadians. It is a bill designed to keep the NDP happy so that the NDP-Liberal coalition can continue.

We need to give Canadians back control of their lives in the freest country in the world, where the dollar keeps its value, so our citizens can have the life they work so hard to build.

Cost of Living Relief Act, No. 2Government Orders

7:25 p.m.

NDP

Peter Julian NDP New Westminster—Burnaby, BC

Mr. Speaker, I wish I could thank the member for this speech, but I think his constituents, 30,000 of whom do not have access to dental care in his riding, would be a bit disappointed if I thanked him for his speech. The Conservatives are basically dumping on dental care and the expansion of the health care system, and on the support for housing, which is so essential to meet the housing crisis people are seeing right across the length and breadth of this country, including in his riding.

The sum total of the Conservatives' contribution to the debate on this bill, which would help people with dental care and housing, is a kill amendment that would destroy the whole bill. This is so disrespectful to the tens of thousands of Canadians in his riding, and ridings right across the country, who need access to dental care. The NDP's dental care plan, as he knows, rolls out over three years. What it would do is help 30,000 families in his riding by the end of the process. Housing also needs to be supported.

Why are the Conservatives opposed to real measures that would help people in their ridings at this critical time?

Cost of Living Relief Act, No. 2Government Orders

7:25 p.m.

Conservative

Tony Baldinelli Conservative Niagara Falls, ON

Mr. Speaker, again, the provinces have been asking the federal government for three years now to sit down and increase transfer payments so that they could properly fund the programs that currently exist. In Ontario, we have a program called “healthy smiles”. Children whose parents are on social assistance, under the age of 17, not 12, get coverage. Low-income seniors are covered at age 65. Did members know the Ontario government is currently undertaking a consultation program to provide benefit plans for those workers who do not have that? It is a portable program. Consultations go on until December.

Why is it that in the province of Ontario, Doug Ford is getting the support of labour? It is because he is getting the results for workers. What the current government needs to do is provide broad-based tax relief so that we get out of the way and put more money in the pockets of Canadians to assist them in providing the better future they are all looking for.

Cost of Living Relief Act, No. 2Government Orders

7:30 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Mr. Speaker, it is a bit of a surprise for the member, but provinces have been asking for increases in health care ever since I was first elected back in 1988. For over 30 years, every year provinces want more money for health care. That would be a wonderful debate to have on the floor, possibly as an opposition day motion.

My question is to follow up on the previous question. The bill is broken into two parts. A good part of the bill is the child dental care. There are children in the member's riding, as there are in mine, who have no coverage whatsoever for dental care. This bill would provide those children with dental care. Some of those children, if they do not get dental care, will end up going to hospitals where surgery will be done. We know that for a fact. How does the member justify to his constituents the fact that he is voting against a 12-year-old or a 10-year-old having dental care?

Cost of Living Relief Act, No. 2Government Orders

7:30 p.m.

Conservative

Tony Baldinelli Conservative Niagara Falls, ON

Mr. Speaker, currently in the province of Ontario, there are programs that exist that support those low-income individuals. Children under 17 in the province of Ontario can get coverage. Let me just quote again this email that I received from Jessica, a constituent of mine. She says, “The $600 benefit should not be going toward dental billing directly. As a low-income parent, for myself and my son, I have looked into some quotes for the bundle of dental, pharmacy and medical care and I have seen quotes, at least for myself, at about $100 per month.” That is what Jessica is looking for. She is looking for a program that could provide her with health care coverage.

The Province of Ontario is currently undertaking a consultation to provide portable health benefit plans. Why can the Province of Ontario do that while the federal government continues to fail? The Liberals are more interested in sending shiny cheques to people and trying to take the credit, instead of providing the broad-based tax relief that they currently need.

Cost of Living Relief Act, No. 2Government Orders

7:30 p.m.

Conservative

The Deputy Speaker Conservative Chris d'Entremont

Here is where I stand and give my daily reminder that the shorter the questions and the shorter the answers, the more we can get in so that everybody can participate in this great debate we are having on this bill.

Continuing debate, the hon. member for Port Moody—Coquitlam.

Cost of Living Relief Act, No. 2Government Orders

7:30 p.m.

NDP

Bonita Zarrillo NDP Port Moody—Coquitlam, BC

Mr. Speaker, Bill C-31 is here at a very critical time for millions of Canadians. There are too many Canadians struggling with the rising cost of living and the challenge of keeping rent paid and food in the fridge. As the NDP critic for disability inclusion, I hear from the disability community of the realities of skyrocketing housing and food costs and how it is impacting them disproportionately.

Fifty per cent of food bank users are now persons with disabilities. This is unacceptable and the Liberal government has a responsibility to uphold the human rights of persons with disabilities and ensure that they have an adequate standard of living. That is why Bill C-22, the Canada disability benefit, cannot come fast enough for almost a million Canadians with a disability.

Inequality is rising at an exponential rate in Canada and, while grocery chains are bringing in billions of dollars in profits, everyday Canadians are falling further and further behind. Corporate greed is increasing. This crisis of corporate greed is driving inflation and it is affecting everyday Canadians. It affects some more than others. It especially affects persons with disabilities, single mothers and fixed and low-income families. These are long-standing issues. With the current greed inflation, crises are happening now all across communities in Canada and people need help immediately.

Many of them are renters. That is why the renters component of Bill C-31 is so important and why it needs to get out as soon as possible. This housing benefit is a one-time $500 payment for Canadians who qualify, specifically families who earn a net income of less than $35,000 a year. People are already asking me when this will become available.

This payment will help 1.8 million Canadians with the cost of living, and it will make a real difference in their lives. It is something that the government should have brought in months and months ago. Too many renters have had to rely on rent banks throughout this pandemic. Too many people have already lost their rental housing. They are living in their cars, in tents or are couch surfing. This is the reality in communities across Canada. Tents, and I spoke of this yesterday, are now homes for more and more Canadians as they search for stable, affordable rental housing

I want to take a moment here to talk about payday loans. We have so many in my community of Port Moody—Coquitlam who are having to pay their rent through a payday loan, and we know that those interest rates are out of hand. I just want to point out that there is a bill from my colleague here from New Westminster—Burnaby on reducing those interest rates. The interest rates, for the most vulnerable who use payday loans, are criminal.

The need to act cannot wait. We cannot have one more person lose their home because they cannot afford their rent. The NDP is committed to ensure that this legislation gets through quickly, so that people can get this payment by the end of the year.

Let us not forget how Canadians got into a situation where rents are unaffordable. Conservative and Liberal governments have overseen the financialization of housing. Instead of protecting our social housing stock, they encouraged upzoning and gentrification in the name of density. Density dreams are for developers. The financialization of housing is only working for the wealthy and is leaving people behind. The most impacted are renters in need of low- to mid-income affordable homes.

We are losing affordable homes at a rate of 15:1. For every new unit this government prides themselves on building, it has not protected 15 other renters who now find themselves evicted or demovicted from their homes. Truly affordable social housing has been sacrificed to create an asset class for pension funds and for the wealthiest people and companies across the globe.

Even after Bill C-31 passes, the government must immediately act to end the financialization of housing before more Canadians lose their homes, before more children are displaced from their schools and their friends, and before more seniors lose services, as they are forced out of the community in which they raised their children.

The second part of this legislation is related to the cost of living as well, and it will have profound and long-lasting benefits for millions of Canadians. It is transformational and will make a difference for generations to come. It is dental care.

New Democrats have always known that everyone, no matter their income, should have access to basic health care, yet ever since the Canada Health Act was first passed, it has been a project incomplete. It has been a vision unfulfilled. Aspects of our health were not included in the legislation that created universal health care. Things like our eyes, mental health, which we are recognizing this month, and dental care are integral to our concept of health and to our health outcomes. They must be included in Canada's universal health care.

Today, with Bill C-31, we take the next step to universal health care by adding the long-awaited dental care. Thirty-five per cent of Canadians lack proper dental insurance and that number jumps to 50% when we are talking about low-income Canadians. Seven million Canadians avoid going to the dentist because of the cost. It is shameful. It is something that has to change. Canada's most vulnerable face the highest rates of dental decay and disease, and the worst access to dental care. There is something wrong here. It needs to change and New Democrats are going to make sure it changes.

The legislation in front of us begins with getting uninsured children of low- and modest-income families the care they need. Kids deserve it. The most prominent day surgery in hospitals among children is dental care. Shamefully, tooth decay remains the most common, yet preventable, chronic childhood illness in Canada because too many families cannot afford a visit to the dentist's office. It has taken 50 years to protect all children with this dental care plan. We are here now, so let us make it happen.

In closing, New Democrats are in a position to use their power to force the government to immediately make life better for people by providing rent support now and essential dental care in the long term. However, let us not forget why we are here in need of these emergency benefits. It is because of bad policies put forward by successive Liberal and Conservative governments, policies that put corporate profits and tax protections for the ultrawealthy before the social fabric of Canada.

Both the Liberals and the Conservatives turned their backs on investments in housing and health care in favour of a private market-driven model that is not working. In fact, it is hurting people. This decades-long lack of government investment in people is why we need Bill C-31, but make no mistake. It is just the beginning of building back necessary social supports so that all people can thrive. New Democrats will continue to lead that charge and use our power to work for Canadians.

Cost of Living Relief Act, No. 2Government Orders

7:40 p.m.

Liberal

Fayçal El-Khoury Liberal Laval—Les Îles, QC

Mr. Speaker, our colleagues on the other side are trying to blast this government by suggesting it is not helping Canadian citizens. I would like to remind all of them that once the COVID-19 pandemic started, the government took care of every single Canadian from coast to coast to coast and took care of every business in Canada to help people confront the pandemic and live in decency.

Regarding the housing problem, does my colleague know how much money is allocated to building new houses? Does she know about our rapid housing initiative as well as our day care program? This government is taking care of parents so that they can go to work and do not have to stay home to take care of the children. Regarding inflation, that is a worldwide problem. The economy created for Canada, thanks to this government, is still number one among the G7.

Cost of Living Relief Act, No. 2Government Orders

7:40 p.m.

NDP

Bonita Zarrillo NDP Port Moody—Coquitlam, BC

Mr. Speaker, I will just remind the member that it was because of the NDP that many of those programs, like CERB, allowed people to stay in their homes over the pandemic. If it was not for the NDP, people would have received half of what they needed to survive.

I was actually looking at the rapid housing initiative numbers today on an Order Paper question. A number of rapid house initiatives have not yet been built and we see it manifesting on the streets of our communities. People are living in tents. It does not matter and we cannot fall back on the fact that this is a G7 problem. There are people in Canada suffering, and the government has a responsibility to put them into homes, to build homes, to have affordable homes available for them and to pass Bill C-31.

Cost of Living Relief Act, No. 2Government Orders

7:40 p.m.

Conservative

Philip Lawrence Conservative Northumberland—Peterborough South, ON

Mr. Speaker, my question is this: Does the member recognize that inflation is hurting our economy and that inflation is directly related to government spending? The more we spend, the more we hurt people. There are thousands of dollars of buying power being lost. A single mom making $50,000 would have lost thousands of dollars in real purchasing power. This would cover dental care. This would cover much more than one $500 rental payment. This would put her in a much better position.

Does the member recognize the power of our businesses and our workers?

Cost of Living Relief Act, No. 2Government Orders

7:40 p.m.

NDP

Bonita Zarrillo NDP Port Moody—Coquitlam, BC

Mr. Speaker, as a woman standing here in the House, I am going to say there is a real problem with gender inequity in pay. There is a pay gap in this country that is long-lasting. These are inequalities that have brought us to this place. It has to do with the fact that we do not pay people enough. We exploit women and their work. We exploit immigrants and their work, and that is the problem. We need to raise salaries in this country.

Cost of Living Relief Act, No. 2Government Orders

7:40 p.m.

NDP

Peter Julian NDP New Westminster—Burnaby, BC

Mr. Speaker, the member for Port Moody—Coquitlam is an ardent defender of her constituents. We know there is a housing crisis across the country. We know there are, in each riding in this country, about 30,000 people who do not have access to dental care.

Could the member remind us about what the impacts will be in Port Moody, Coquitlam, Anmore and Belcarra as a result of this NDP bill getting through the House?

Cost of Living Relief Act, No. 2Government Orders

7:45 p.m.

NDP

Bonita Zarrillo NDP Port Moody—Coquitlam, BC

Mr. Speaker, I want to thank my colleague for his question, because I did want to talk very quickly about rent banks.

This legislation would make a huge difference to renters in my riding, in Port Moody, Coquitlam, Anmore and Belcarra. A rent bank came into being during COVID. A rent bank was necessary in my community, and the usage of that rent bank continues to increase.

The same thing is happening all across the country. We know in Ottawa the usage of the rent bank has gone through the roof. This legislation would stop people from having to visit the rent bank and having to go and visit the payday loans. They are almost impossible to return, so I also want to thank the member for his private member's bill on the interest rates of payday loans.

Cost of Living Relief Act, No. 2Government Orders

7:45 p.m.

Conservative

Cathay Wagantall Conservative Yorkton—Melville, SK

Mr. Speaker, it is a privilege for me to be able to stand tonight and speak to this bill. I am going to speak slowly, because I just decided to do this and do not have anything to provide to the translators, so I promised them I would do my best to make it as easy as possible for them to translate what I have to say tonight.

It is really important we go back to the beginning of the current government, which was my first time in the House, and remember what happened as early as preCOVID. We tend to focus on things as they are right now, but how did we get here? We have heard over and over again tonight the word “crisis” and that we are in a crisis. Absolutely, I agree, but why are we in the crisis we are in today, where Canadians are suffering so much within an economy that is simply not functioning the way it should?

We heard about sunny ways and how amazing life was going to be for Canadians with a new government. Honestly, it is true, there was a real sense of hope in Canada when the Liberal government came to power. However, seven years later, we are in a situation where the government, when it runs out of answers, goes all the way back to 2017 to talk about the amazing things it did.

It brought in a Canada child benefit, which, it claims, lifted all of these children out of poverty and no longer gave money to the wealthy, and which was just an amazing service that it gave to Canadians.

However, what the government does not talk about is how many of those whom they raised out of poverty were also being raised out of poverty previously, and also that the way it runs this program, where it picks winners and losers, costs a lot more. The way the government functions, bureaucratically, costs Canadians more.

As I walked along, knocking on doors, people would say to me that they get the child benefit but have to give it all back. At that point, I would ask if they owned their home, how many cars they had and if they both worked. In that circumstance, they did not need that money. I would tell them to set it aside, and when the time came, to pay it back to the government through their taxes.

However, what if something happened whereby that family lost its means of income in the course of that year? Let us say they worked in the oil field when the government came into power, and all of a sudden their jobs are gone. The way this program is set up, they would need to wait until the next year, after they filed their taxes, to show how desperate they were, and then have their child benefit reinstated. The way the program used to run, if someone hit the end of that year and things were bad, they would have that money.

On the circumstances around lowering the taxes on the middle class and raising them on the wealthy, there are reasons to go that route to some degree, yet the government claimed it was revenue neutral. We know it was not. We are talking millions of dollars in difference that it did not make up by doing that, so already we were in a situation where the government was not managing money well. It was not managing the funds from Canadians' money well in the way it was providing its programs.

That was all preCOVID, when it signalled to the world that Canada was not going to be open for business anymore. All kinds of small businesses and medium-sized businesses that were involved in our oil and gas industry left this country in an instant. I am sure the members on the other side of the floor must understand that when one does that and all of a sudden creates chaos in the source of funding for our economy, it is not a good thing. Canadians were left in very dire straights.

We were no longer open for business. We lost the confidence of investors in this nation. As a matter of fact, the government had to buy a pipeline, or maybe chose to buy a pipeline, because it wanted to control the future of our oil and gas industry in a way that was not beneficial toward a green economy in the future, because we were hampering our own country at a time when the world, and it knows this as well, will continue to need oil for a long time.

Therefore, we are saying to a world that needs our products that are clean and ethical and enable our people to earn a living and to pay taxes so that the current and future governments can provide for the true needs of Canadians, that all of a sudden it is not there. These measures that we are looking at today are temporary measures. They are like putting one's finger in a dike.

I know Canadians are desperate enough to say that they want this and need this and that it is better than nothing, but the frustrating thing is that we never should have gotten here in the first place. The government promised a $10-billion over-expenditure on an annual basis. It has never met that promise, and we are facing almost a trillion and a half dollars in debt as a nation, larger than all the debt combined throughout the history of our country. That is where we are today.

Of course, Canadians are in a circumstance that is very difficult. I grew up in Saskatchewan. As I was growing up, we had an NDP government. I grew up during that time when things were really tough. My husband has four siblings and I have five. Out of 11 of us, everybody but two left our province. There was no work. There was no income for our government to do the things it needed to do. We were in a situation where government knew best and wanted to provide for everybody, and it shut down productivity in our province. People left because there was no work. There was no encouragement for people to become small business men or women and make a difference for their own family by becoming productive on their own.

With respect to these measures that I am seeing here now, they are trying to put a stopgap in a situation that is really bad. That is what happened during COVID as well, because people were not allowed to work. Small business owners in my communities could have maintained their ability to be active in their communities. They could have continued to pay their employees and produce their products in a way that worked within that environment, but the government shut everything down. Yes, it provided in that circumstance, but it created the problem as well.

I experienced having a small business in the early 1980s. It says here that this is the worst inflation in 40 years. Do members know what was happening about 40 years ago? I experienced losing our business, as did many business owners, because interest rates rose to 22% overnight because of the fiscal approach of Pierre Elliott Trudeau. Here we are today. The apple does not fall far from the tree.

I just want to put a shout-out for the fact that yes, as the NDP members are saying, large corporations should not be receiving benefits from the government. The Liberal government handed out incredible money for fridges for a large corporation that these people spoke against, yet here it is now, supporting them.

I want to speak for corporations that put incredible amounts of tax dollars into our provincial and federal governments and provide amazing community resources. I know, because I live where there is one. They provide benefits to their employees that are unmatched. We have a lot for which to thank those corporations that do good work and are fiscally and environmentally responsible. We should not be painting them all with the same brush.

Cost of Living Relief Act, No. 2Government Orders

October 5th, 2022 / 7:55 p.m.

Liberal

Ken Hardie Liberal Fleetwood—Port Kells, BC

Mr. Speaker, I would like to remind the hon. member that if there were restrictions in Saskatchewan or Alberta, most of those were provincial. The provincial government stepped forward and it did things to protect the citizens from catching COVID and overwhelming our already overwhelmed medical system.

I would like the member to reflect on the dolphin effect that Alberta and Saskatchewan and, perhaps, to a certain degree, Newfoundland and Labrador have gone through by depending so much on oil. There are times that are really good, and other times that are just absolutely atrocious for those provinces. We are seeing today that OPEC and Russia are getting together to cut the amount of oil they are producing to keep the prices high. It seems that we are under the thumb of some gangsters here by depending a lot on oil and oil revenues.

What would the hon. member propose to whatever government we end up with in Alberta and the Government of Saskatchewan to protect themselves and harden themselves from the variations in revenues they have seen from the oil patch?