Madam Speaker, there is a lot to unpack in the question.
However, specific to the member's comments about CPP, it is a program that people are investing in for the long term. In theory, the people who are investing in it today will not be making withdrawals from it for several years, depending on how far they are from retirement, and we need to make sure that the investments continue to remain up so that when those individuals look to retire 20, 30, 40 years from now or whatever it might be, they have an opportunity to have economic security when they retire.
The member brought up a couple of other points that escape me right now, but perhaps one of his colleagues will ask them and I will be able to answer them then.