Madam Speaker, I appreciated my colleague's speech, when he touched on the savings account, for example. I spoke to a few realtor association groups and talked about people trying to save $50,000 within that account. We also see that about 40% of Canadians are within a couple of hundred dollars of insolvency, so the fact is that most people do not have the means or the wherewithal to save that $50,000 to access the account for a down payment on their home.
I am wondering if the member has any thoughts or comments on that.