Madam Speaker, the member for Surrey Centre spoke about the first home savings account. It is expected to cost at least $1.4 billion a year, but it is disproportionately going to go to higher-income Canadians, families that, for example, have the means to gift their kids or grandkids a $40,000 tax-deductible, tax-sheltered nest egg.
I wonder if the member could comment on his interest in potentially working to improve what is being proposed right now or to redirect those funds to what we do need: investments to build the non-market affordable housing that would help address the housing crisis we are in.