Madam Speaker, that was an unusually helpful comment from the member across the way. He says that there is no guarantee that interest rates will be that high when people are up for renewal. There is no guarantee that I will get into a car accident, so why should I wear a seat belt? There is no guarantee that the plane cannot land itself, so why could the pilot not just have a nap while the flight is in course? There is no guarantee that I will die if the parachute does not open, so why do I not just forget to pull the cord? That is the kind of logic we get from the other side. It is so ridiculous, and we wonder why we are in such a mess.
There is no guarantee that the house will get robbed, so why bother locking the doors, right? There is no guarantee I will get into a car accident, so why buy insurance, right? Why would we mitigate against any risk because there is no guarantee that risk will manifest itself into any mal, right? That is exactly the kind of mentality that is getting us into this trouble. He is saying that because there is no guarantee that things will go wrong, we should do nothing to protect against it going wrong.