Mr. Speaker, I live in one of the most beautiful spots in the country, but it is unaffordable for many people. I was door knocking recently and people would immediately get tears in their eyes, telling me how they are doing double shifts and everyone in the family is working just to try to keep the home they are already in to meet the increases in mortgage payments, which are unfathomable to them. We pay mortgages in this country with after-tax dollars, and it is very difficult for people right now.
What Conservatives are saying is that the bill could have been more comprehensive, there could have been a lot more attention paid to the kinds of things the Conservative leader is proposing, such as incentives and disincentives, to work with all levels of government to make this happen. It is going to take a coordinated, comprehensive approach to improve housing in this country, and right now too many people are operating in too many silos and the bureaucracy is adding to the costs and the delay.