Mr. Speaker, I actually appreciate this debate, and I thank the member for the work on this and the motion. New Democrats have been talking about financial issues for a number of years with regard to fairness, and this issue is very important to talk about in this chamber. I thank the member for adding the amendment; at industry committee, we have been studying credit cards and the costs to Canadians.
Regarding this specific issue, in 1984, the banks got together to create the Interac system itself. It was a ruse that really made it seem that this was independent with regard to the financial institutions. Meanwhile, the banks actually gave birth to the system that, right now, is costing so much, has no competition and is really a drag on the economy.