Mr. Speaker, there are different ways to get to the same results, the results we all want. I talked about low-interest loans. A low-interest loan to a not-for-profit of around 3% is very significant considering the current economic context. I talked about grants that are available, and they certainly are, through the affordable housing program and other initiatives of this federal government.
I talked about how the GST lift, taking GST off the construction costs of apartments, will add to supply. We have vacancy rates in this country hovering around 0% in many communities. That is unacceptably low. We need a vacancy rate between 3% and 5%. With high interest rates, we needed to do something to incent the private sector. That has done it.
If I had more time, I would have talked about the housing accelerator fund and the systemic change it is leading to by zoning changes and other things to make home ownership a real opportunity. We have more to do, but I am excited about the prospects ahead because we are serious about this.