Madam Speaker, I thank the hon. member for the question. I am sorry that my French is not very good, but I am learning.
I do agree with the hon. member. Down payments are a significant challenge for many people, especially young families that are trying to enter the housing market and might not have access to generational wealth and to the credit they would need to pay for a down payment. We want to avoid a situation where young families have to save and work really hard for 10 or 20 years just to afford a down payment if they do not have access to generational wealth, so I would absolutely be very happy to work with our Bloc colleagues on suggestions for options to help young families with a down payment.