I am rising to speak to Bill C-291. It is a good bill that everyone is asking us to pass. All members of the House, no matter what their political affiliation, have had to face the same situation: people are knocking at our doors asking for this help. It would be interesting, for once, to set aside all partisanship and really tackle the problem. It is important for the House to pause and study employment insurance and benefits for those suffering from a serious illness or injury.
We are still dealing with the economic distress resulting from the 2008 recession. It is not over. We are not yet out of the economic downturn. We have never had such high unemployment. After four years of economic difficulties, Canadian households have exhausted their savings and maxed out their lines of credit. In such conditions, it is understandable that if one family member becomes seriously ill, the family cannot cope financially. The income is gone and there is absolutely nothing to fill the gap.
There is a reason why food banks have never been so busy. There is a reason why the demand for meals-on-wheels services has spiked. People have no more money. They do not have the financial means to meet their daily needs. Just imagine if, in addition, they cannot earn a living because of a serious illness or injury.
Employment insurance is the best tool for dealing with this type of situation. In fact, 66% of Canadians do not have income protection insurance and 66% of Canadians are not covered by collective agreements. In addition, private or group income protection insurance is often not enough even if people do have it. There are limits and constraints, which means that, even with some type of insurance, people do not have what they need. This is what Bill C-291 will address.
The money is there to cover the benefits. Contributors pay into the employment insurance system and their money is managed. Paying into the system fosters a sense of solidarity. Contributors pay into the system to protect themselves against the risk of unemployment or sickness. Yet, they are being told that their money will be managed differently. They have been gouged to the tune of $54 billion. This is extremely sad and serious. If the money was still there, there would be no problem with the employment insurance system. The money would be there to pay for claims to be processed. There would be enough money to pay more public servants to deal with the massive influx of claims. There would be enough money to cover the needs of people who want one year, that is 50 weeks of sickness benefits. The money would be there. Corrective measures have been undertaken. This is not easy in the midst of an economic recession. However, it is because we are in the midst of an economic recession and people have exhausted all other means at their disposal, all other sources of income, that we must support them. This is where we are at.
There have been delays in processing. And yet people already face a two-week waiting period. We want this two-week waiting period to be a thing of the past. People do not ask to be sick. They do not ask for permission to be injured. They just are. As the luck of the draw would have it, they are no longer able to work. Employment insurance is probably the only tool that can guarantee all these people that falling ill will not necessarily result in poverty.
The time is ripe for debate. How many of us have seen people who are still unwell after 15 weeks? A chemotherapy treatment can last for six months. If the treatment period is doubled to ensure that there is no relapse, that makes a year. I can guarantee that after one year of chemotherapy, you lose a lot of weight. Fifteen weeks does not give people ample opportunity to get the proper care they need. It certainly does not make their treatment experience peaceful.
People are faced with a major void after only 15 weeks. Too often, collective agreements rely on employment insurance. Employment insurance plans are excluded from collective agreements because there is government-sponsored employment insurance. In that it is our duty to bridge the gaps, we must do so effectively.
I call on my colleagues opposite, many of whom have medical training. I can see one such member right now. She could convince her colleagues that 15 weeks for a chemotherapy treatment is quite unreasonable. The people telling the Conservatives this are not only experts, but also their constituents. My constituents come to me asking for help out of their own contributions to employment insurance. People pay into the system, so they are entitled to receive benefits. Everyone wants this guarantee, this protection against poverty.
This amendment to the law addresses a major shortcoming, which explains why too many people become poor following an accident or illness. Being sick is already frightening enough, but because of the employment insurance waiting period, Canadians are also faced with the prospect of poverty.
The NDP has always supported this bill, even before the Liberals did. It is not a problem for me that this bill has come from the Liberal Party. It does not matter who is introducing the bill; what matters is who it is protecting. That is what is important. It protects my constituents in the same way as it protects theirs. I would call on all members to join us in backing this essential protection.
In closing, I would like to mention an important fact. In Canada, given our good social safety net, the main cause of personal bankruptcy is divorce. In the United States, the main cause of personal bankruptcy is illness, and the other causes lag far behind. In Canada, sickness is much further down the list. It needs to be even further down the list, and we must combat poverty.
