Mr. Speaker, Motion M-383 asks the government to review and improve the old age security program for Canadian seniors. It is high time and we will be supporting the motion.
It is vital that we have this debate because the federal policy with regard to seniors has a number of serious shortcomings which allow too many of our seniors to fall through the cracks. And this will continue unless we make changes.
The Canadian Institute of Actuaries and Waterloo University recently concluded that two-thirds of Canadian households planning to retire in 2030 will not have saved enough to defray their essential living expenses during their retirement.
The Minister of Finance may believe that everyone is able to save $5,000 each year, but that is not at all the case.
Fifty-eight per cent of respondents to a local radio show in Victoria said they could only dream of the day they had $5,000 of discretionary cash.
We clearly need a comprehensive review of OAS and other income supports for seniors, a review that is done regularly so it reflects the changing needs and circumstances that seniors face in different parts of the country.
The Victoria group Women Elders in Action testified before the finance committee last fall that in 2004, 40% of women workers held non-standard jobs commonly offering low wages without security and without benefits. The warning that they should expect to work until 67 or even 73 to achieve some semblance of economic security fits conveniently with the government's desire to have aging workers stay in the workforce longer. It is not surprising then that the only budget provision related to seniors was to get seniors to work longer.
It is these small changes that the Liberals do not mind supporting in the budget because they seem inoffensive, but behind them we have to see the larger project of Tom Flanagan and the Fraser Institute incrementally moving Canada toward a more conservative state. Before we know it, the logical next step will be to delay public pensions to age 70. I am not prepared to start down that road.
The NDP's seniors first motion would take us in the other direction, to protect, respect and support seniors. It passed the House in June 2006 and 20 months later, we have no action from the government, other than a new National Seniors Council which is apparently very slow to act.
Seniors in my riding are exceptionally aware and astute about politics. They know that what we do here in Ottawa affects their everyday lives.
In January, the NDP's seniors critic, the member for Hamilton Mountain, came for a day to Victoria. She and I exchanged concerns with over 150 people, including a very productive session with representatives of Victoria's seniors groups.
We heard during that session that seniors are impacted by a number of big issues, such as the desperate lack of affordable housing in Victoria, the doctor shortage, the sky-high cost of necessary prescription drugs, inadequate home care and long term care to allow them to stay at home longer, and a shameful lack of financial supports for in-home caregivers who sacrifice so much to be there for family and friends in their moment of need.
We heard about a marked decline in service from the federal government ever since Service Canada replaced specialized support staff with expert knowledge on seniors programs.
We heard how the federal government does a poor job of informing seniors about their eligibility for CPP, income support and the disability tax credit. Fifty thousand seniors missed out on old age security and other supports in 2004, and close to one million Canadians who are eligible for the disability tax credit simply do not know about it.
I hosted a workshop on the disability tax credit last fall and as a result, some individuals are now receiving benefits they would never have known existed.
We heard how the federal government is refusing to pay back seniors for an error in calculating the consumer price index which shortchanged countless seniors on their CPP and income support payments. As it is, we know that seniors get a bad deal from inflation calculations that do not reflect the real cost of living increases they face. Now the government refuses to account for its own mistake. We also heard calls to move toward including alternative and complementary medicine in health care plans.
Most of these problems are well-known because they have been raised by seniors for a long time and by the NDP, but we still have no action.
These needs are just some of the reasons it is also important to support the incredible work by seniors organizations across Canada that try to help seniors deal with these issues.
Communities across Canada have groups like Victoria's New Horizons groups, Greater Victoria Seniors, Silver Threads, Seniors Helping Seniors and Oak Bay Volunteer Services. I could spend my whole 10 minutes telling this House about the tremendous and invaluable work done by these groups in Victoria.
Seniors organizations have told me over and over again that they need long term core funding to more effectively and efficiently provide the services that seniors desperately need.
The current project-based scheme imposed by the federal government forces these largely volunteer run groups to spend far too much of their time and energy applying for grants instead of delivering programs.
The worst part of the system is that the groups are not allowed to apply for the same project from year to year. They are forced to come up with new proposals every 12 months instead of continuing and extending their proven projects to reach more and more seniors in need.
Just yesterday the Canadian Public Health Association released a report from its 15 member expert panel on health literacy stating that 88% of Canadian seniors would benefit from stronger health literacy skills, that is, the capacity to obtain, process and understand basic health information and services needed to make appropriate health decisions.
Carolyn Altridge, a retired RN in Victoria, told me that she regularly sees errors made in taking medication, with enormous costs to seniors' health and to the whole health care system overall.
Among the CPHA report's solutions were community grassroots initiatives such as the ones promoted and provided by Victoria's seniors organizations and centres. The very groups that could help address the health literacy gap are the ones the government is starving.
These are not start-up NGOs. They have been in business for years. They know the community and they know what works. They do not need seed money to become independent organizations. They need stable, long term funding to do their work of helping seniors stay independent as long as they can.
In some cases they have had to hire a full time employee just to manage the onerous application and reporting process to the federal government.
No one is saying that these groups should not be accountable for their funding, but simply that they should have some time left after filling out all the government forms to actually deliver the programs. They should be trusted by the government to know what works best in their field, instead of being micromanaged.
They are major on the ground solutions to many of the problems I mentioned today, including that of health literacy, and I firmly believe that respect for our seniors has to start with respect for the organizations that represent and serve our seniors.
It is an insult that the budget only mentions seniors in the context of getting them to work longer. If we mean it when we say that seniors deserve to retire with dignity and respect, we have to start showing it. This motion is the beginning of making some much needed changes to the old age security system and my colleagues and I will strongly support it.