Mr. Speaker, I will be sharing my time with my esteemed colleague from Sudbury.
The primary role of Canada's retirement income system is to provide older Canadians with adequate and stable income in retirement. All of us together in this House cannot absolutely abandon our seniors who worked hard to build this country, so I am urging everyone to support this motion.
Ending seniors' poverty in Canada is fiscally feasible and the government can take immediate steps to increase the GIS sufficiently to achieve that goal. It is feasible for the government to lift every single Canadian out of poverty. It just requires a will to do so.
One senior living in poverty is one too many, yet we have hundreds of thousands of seniors struggling to make ends meet. The low-income rate is considerably higher, as we have heard from other members, for unattached seniors. Single seniors are more likely to experience low-income, and senior women living on their own are more likely than their male counterparts to live in poverty. As members all know, women also tend to live longer so we spend a longer time in poverty.
The average before tax income for seniors living in poverty ranges from $14,700 to $22,000. For singles, the average before tax income ranges from $11,550 to $16,900. I would challenge every member in this House to build a budget that would cover rent, utilities, food, and transportation, and then see if there is one penny left over to visit friends for a cup of coffee.
Of those who fall into the poverty bracket, seniors are the least likely of all age groups to move back out of it. Once in the poverty frame, they tend to spend the rest of their lives in that frame. And let me say that even if they go to work at Tim Hortons or anywhere else where they can get a few hours of work, they are still living in poverty.
Being in a low-income bracket on a continuous and ongoing basis has negative implications that go way beyond not being able to make ends meet. It has implications on one's health. It has implications on how long one will live. It has implications on one's quality of life. And we know that it has an effect on how seniors begin to view themselves. It lowers their self-esteem.
Our seniors are victims of systemic poverty and that systemic poverty can only be addressed by people sitting in this esteemed House. I would urge all of us to do so.
From 2003 to 2007, one in six seniors, which is 16%, was in the persistently low-income group over the whole period. Shame on us. The most vulnerable in the group, of course, are senior women. Women make up about 70% of poor seniors. This motion will directly help senior women living in poverty, and in particular some of the most vulnerable in our society, our aboriginal women.
Poverty among seniors has a crippling effect on visible minorities as well. In 2010, based on the census, 65% of single visible minority seniors were considered low-income seniors compared to 39% of single seniors who were not a visible minority. We have to and we can address this. Among couples, the low-income rate was 15.7% for visible minorities. Once again, shame on us.
My riding of Newton—North Delta is a wonderfully culturally diverse one and these figures are particularly concerning to the aging people in our community. We have seniors who, even though they qualified to become Canadian citizens, do not qualify to receive pensions because they happen to come from particular countries. Those seniors are living well below the poverty line, totally dependent on their children. One can imagine how those seniors feel, at 75 or 80 years of age, having to live like that.
The OECD reported that OAS plus GIS bring households to about 90% of the poverty thresholds they have calculated for Canada. The government can raise the GIS to the after tax low-income cutoff and it has the budget to do so. It just needs the will. I urge colleagues sitting across the way that as they go to sleep tonight, they find the will to do so.
The budget provides for a federal policy framework for the aerospace industry, billions of dollars, but not a comprehensive approach to poverty. Even the increase to the guaranteed income supplement is only $50 to $70 extra a month for our poorest seniors. It is just not enough.
Activity limitations are among the most important factors affecting a person's quality of life and the possibility of full participation in our society. We all value our independence. It is an important concern for seniors. It implies the ability to perform daily activities for oneself. Research has shown a strong positive relationship between self-perceived health and the potential to carry out daily activities without limitation or dependence on others. When I talk about dependency and independence, I am talking about financial independence as well because financial dependence can be just as crippling as physical dependence on someone else.
There are indeed indications that dependence on others actually reduces the quality of life and there is research to support that. Canadian seniors deserve independence. I know that is what I would want for myself and if I want that for me, my parents and grandparents, then every single Canadian deserves the same.
Our seniors are not asking for a lot. Countless times, as I canvassed door-to-door, seniors told me their heart-rending stories. One of them actually said to me, “All I want to be able to do is pay my bills and just have a little left over so I can buy a small gift for my grandson”. That story made me cry and I thought what a terrible state we had forced our seniors citizens into.
While visiting a seniors' home in my riding, an elderly gentleman said that after he had paid for his assisted living, he did not even have enough money left to go out for a cup of coffee. Another senior couple told me that they have a beautiful car sitting in the driveway, that they can now no longer afford to fill it with gas to visit their members and friends, and they are feeling lonelier and more isolated every day. We can do this.
Armine Yalnizyan from the Canadian Centre for Policy Alternatives stated:
In a nation as affluent as ours, seniors’ poverty doesn’t have to exist at all. Based on what seniors already get out of public policy, we can afford to help. We don’t have to spend more. We just have to spend it differently.
She went on to say we have to take money from one part of the budget and reallocate it.
The motion put forward by the member for London—Fanshawe targets the most vulnerable seniors in our country. If the budget passes as is, the additional money will not bring seniors out of poverty. The government measures will not lift even half of the seniors out of poverty. There are hundreds and thousands of seniors living in poverty and we need to help them today.
This motion is about dignity. This motion is about independence. This motion is about quality of life. If we can lift every Canadian senior out of poverty, let us do it. My appeal is to colleagues in the House, every single one of us. Let us not abandon our seniors. Let us work together now and lift seniors out of poverty. Together we can do it. They need us and are counting on us. Let us make sure we deliver.