Madam Speaker, it gives me a great deal of pleasure to rise to speak to the budget.
Over the course of the last few days, I have heard a great deal of comments from all members on this side about the inadequacies of the employment insurance system, as it is now called. I prefer the old title of UIC. If people are employed, they would not need to collect it in the first place. Nonetheless, I digress.
Let me put it in more concrete terms around what it is like to be unemployed, not from the perspective of someone who is unemployed, but as someone who has helped folks with claims since 1992. I will walk members through the life of a claim.
We have heard about the statistics, the hours and the five weeks, which is nothing. We have heard all of those things, but we have not heard about what it is like to walk all the way through it, to actually go and apply for the unemployment insurance, to go to an office that is understaffed and has fewer computer kiosks than it had before to take care of those folks, to be unable to get a piece of paper to fill it out with a pen or pencil because they want it on a computer. They tell people to go to their public library if the office is too busy or if they do not have computers.
From the get-go of walking through that front door, there is a barrier for those who may not feel they are technically literate enough to do it on a computer. There is a refusal on part of the Employment Insurance Commission to give them a piece of paper, even though the act says it is required to provide it when asked for. Too many claimants are refused and that is wrong. It should be made easier for them because it is their money.
The life of a claim really starts when people apply. However, when they apply, all it means is they have put in an application. There is no guarantee of acceptance because then they base themselves on the rules. The rules are rather prohibitive in a lot of cases. However, let us assume that people do indeed qualify. They apply. There has to be documentation. Their employers must send a record of employment, colloquially called the ROE. If the employer forgets or just does not bother because it has gone out of business, the claim is delayed. Without an ROE, people cannot get unemployment insurance, even though they qualify. They might have been working for ten years, but the fact that their employers did not do something simply delays it.
Let us assume that people do indeed qualify immediately. For the first two weeks, they do not qualify for any money because the rules say they do not get paid for those two weeks. It means they get paid for weeks three and four. However, they do not receive any money in weeks three or four because they have to fill out more paper, or do it on a computer if they are capable, or phone it in, to explain that they did not work during those weeks. This means that, if they are lucky, they get paid in week five.
Think about that. The people are unemployed. Perhaps their employer has gone bankrupt. Perhaps their employer is leaving the country, like John Deere is doing, even though it is profitable. Nonetheless, people may not have had any money since week one. They are now in week five and they receive their first cheque. What did they do in the intermediary period? What do they do from week one to week five? They are about to qualify, not someone who has a hiccup in the sense that perhaps the claim has been pushed to the side because it needs to be looked at or because there is no documentation.
When we look at those just from the claim phase timeline, people who are unemployed will not receive money at the very moment they need it. Instead, they will have to wait well over five weeks. I ask the government what its sense is of what those people should do for those five weeks. Sit on their hands? Look for work? We accept that they look for work. In fact, the unemployed are the best folks who look for work because they are always looking for work. Because they were working before, to suggest that they would not is a slap in the face of those workers. To qualify for unemployment insurance, they need to have a work history, which means they are able-bodied workers who really want to work. From that perspective, it is a non-starter.
On this side of the House, I have heard my colleagues ask about what we need to do to the system to enhance it. What we need to do is wipe out the two-week waiting period so when people apply for unemployment insurance, they will actually collect unemployment insurance.
I reiterate that it is our money, those of us who pay into the EI system. It is not taxpayer dollars. It is not collected from the tax base. It is collected from those who work for a living and contribute to an insurance program.
The Liberal government changed it from UIC to EI, but kept one letter in that system, “I” for insurance, and that is exactly what it is. I pay the premium, then when I need my insurance, I get to collect it. The problem is the government has decided to put enough rules in place that we do not get to collect it. One in three in the Niagara Peninsula, in the southern part of Ontario, are now collecting unemployment insurance. Almost two-thirds do not, yet, they paid their employment insurance premiums.
How many folks would like to pay their car insurance, have an accident and have the insurance company say, sorry, that they are in the 62%, so they do not get to collect on their car insurance because they are not in the other third? I do not think too many folks would put up with that. Yet the unemployed, at the most vulnerable point in their life, are faced with that type of restriction.
Therefore, waiving the two-week waiting period, which puts money into the pockets of those who need it at the point they need it, is where the government should have gone. Instead, the government chose to tack five weeks to the back end of a claim, if they qualified.
There is a song, and I am not sure how to sing it, and certainly I would not try in the House because I cannot carry a tune, that talks about nothing from nothing is nothing. Five weeks of nothing truly is five weeks of nothing. Ultimately, what they have gained is absolutely nothing at the tail end, and the government knows that through its own statistics.
The other side is, how to make people qualify. Reduce the hours. It is an hours based system now. We are not asking the government to go to a weeks based system. Three hundred and sixty hours would ensure that at least two-thirds, if not 70%, of those who were working would now qualify. However, that did not happen either. The government decided it would keep it at the lowest level possible so the least number of people could qualify.
Where are we with that? I talked about the claim phase. Let me tell members what they are doing in the Niagara region when it comes to the EI office. As I said earlier, I worked in conjunction with that office in a previous career since 1992. That office is about a third, if not a quarter of the size of what it used to be in 1992. At the very moment in time, when we need people in that office to service the unemployed, it has decided to restructure and the head office will now go to London, Ontario. Thank goodness it did not pick London, England, although I am surprised it did not try to go that far. At least it went to London, Ontario. The problem is that London, Ontario, in the greater southern Ontario area, now has more than 2.5 million to 3 million people in it rather than the 500,000 that our office looked after initially. Now it has four times the number of claimants to look after.
The minister said in the House earlier that its service would get better. Right now in the Niagara region people do not get money in week five. They get money in week six. Sources have said to me that if the backlog continues, they will not get money until week eight. It is reprehensible that we cannot make this system work better.
If we want a stimulus plan to put people back to work, the office has to re-hire and re-fill the positions in the EI office that they have simply let go under the government over the last number of years. We would create jobs in that particular environment, not jobs that we necessarily want because it means more unemployed, but it is something we would like to see.
As we can see, the unemployment piece is an economic driver. Don Drummond of the TD Bank said that we needed to do ensure that those who were unemployed would collect unemployment insurance because that unto itself was a stimulus. Think about that. That is a stimulus in itself. We do not have to do much else because that is a stimulus.
I would like to add one more thing from a personal perspective. We have talked about things that are missing from the budget. Let me talk about something that is in the budget, and that is equity for women. I will do this as a father.
My wife and I were blessed with a millionaire's family, as it is called. The first time we had children, we had two. We had a boy and a girl. I find it absolutely abhorrent that somehow my daughter will be treated, when it comes to equity, less than her twin brother. They were born three minutes apart. To suggest that somehow my daughter, who is now a young woman today, and her twin brother, who is a young man, both out in the workforce, would have less of an opportunity to have less pay for work of equal value than him, after nine months of living together, is abhorrent. That one aspect is enough to defeat the budget.