Madam Speaker, it is interesting to hear from the member from the opposite side about the decade of darkness. They had over 10 years to act on the housing market, to make sure it was a sustainable market. Instead of ensuring that they did something, they watched that market overheat and overheat, and did not do anything. They did not even do any studying on the issue. Finally, we are faced with a tough decision of how to make sure that what the economists call “a bubble” does not happen, that we do not see a bursting of that bubble, that we can ensure that people do not lose value in their homes and lose their homes eventually, like in the United States in 2008. Therefore, I am surprised by what the member is saying, because he is essentially asking us to do nothing.