Finance committee  I have—not as thoroughly as I would have liked, but yes, I have.

Finance committee  No, I understand, and we understand the limitations of the bill, but our argument is essentially that we believe there are a lot of different things that can be done that aren't quite done. One thing that's directly related—

Finance committee  We typically participate and try to keep an eye on these sorts of things. We try to participate in it often. I only learned last week or the week before that this was ongoing. As per your other question, I'll keep it very short. We agree that a federal ombudsman for banking services and investments should be used for conflict resolution.

Finance committee  Thank you, Mr. Chair, for inviting me, and to members for having me speak here today. I'm representing the Canadian Community Reinvestment Coalition, which was established in 1997 and is made up of over 100 citizens' organizations across Canada. Our membership is approximately three million Canadian citizens.