Finance committee  We're told that the Canada Emergency Wage Subsidy and the Canada Emergency Rent Subsidy are fairly simple and easy to access. However, for all programs where you have to borrow money, whether it's the Highly Affected Sectors Credit Availability Program or other programs like that, eligibility is indeed an issue, particularly in terms of the risk criteria imposed by the financial institutions.

Finance committee  Thank you, Mr. Ste-Marie. I'll start off, and then I'll let my colleague Mr. Ryan complete my response. Actually, we are asking for more predictability in terms of the Canada Emergency Rent Subsidy, but also the Canada Emergency Wage Subsidy. Right now, as my colleague Ms. Demarcke just mentioned, there is operational uncertainty in terms of the spread of the virus and the sanitation guidelines that will need to be implemented.

Finance committee  Yes, go ahead. As a contractor, Mr. Ryan, I think you're in a good position to answer it.

Finance committee  Yes. I just want to point out that this predictability is a foundation; it is fundamental to maintaining employment relationships and recruiting people who would like to work in tourism. With what just happened this year, enrolment in tourism training schools is down 40%. That's bad, it's very critical when it comes to ensuring succession.

Finance committee  Thank you, Mr. Chair. Good morning, Mr. Chair. Good morning, members of the House. I am pleased to be before the committee today. I thank you for the invitation. I am joined by Mr. Jean-Michel Ryan, chairman of the board of the Alliance de l'industrie touristique du Québec.