Finance committee  The maximum is indexed, but it will be indexed in $500 increments.

Finance committee  That's right. We won't be indexing to $5,002.35. It will go in $500 increments.

Finance committee  It could take a few years, yes.

Finance committee  That's absolutely correct. One of the reasons the TFSA is in this bill is in order to ensure that we get early passage of the bill, so we can get the infrastructure put in place so the banks can start offering the TFSAs, if not immediately in the new year, as soon as possible in the new year.