Finance committee  Thank you. I'm very pleased to be here representing the Canadian Wireless Telecommunications Association. The CWTA is the authority on wireless issues, developments, and trends in Canada. We represent more than 100 members, including wireless service providers and companies th

Finance committee  Sure thing. It is in industry's best interests to ensure that this happens. CWTA respectfully submits that the government should ensure that market conditions currently supporting the broad deployment of mobile payments remain in place in Canada. Thanks.

Finance committee  Thank you. I think in large part the framework is already in place. These devices are really just replicating the contactless functionality of the credit cards. In many ways they're actually more secure than the cards. So in large part, the framework that's already there is stro

Finance committee  Yes, and actually in a number of cases reduced risk, because you can require.... Instead of just putting the card near the terminal, the person might have to actually enter in a code on their phone. Similarly, you send the credential remotely to the phone. The card doesn't sit in

Finance committee  We didn't have concerns. We had heard that concern from the business community and things like that. There was a lot of belief that when mobiles came and the payments were coming out, that the wireless industry was in it because they wanted to get a cut of the per transaction fee

Finance committee  It's a great question. I think a lot of the regulations that could cover most of this stuff already exist. We submitted to the mobile addendum proceedings by finance over a year ago. We welcome them and the idea of bringing mobile into the credit and debit card code of conduct,

Finance committee  Right.

Finance committee  I can confirm that no one's ever indicated that to me as being a goal at all.

Finance committee  They have.

Finance committee  I could speak broad-based. It's not that type of idea. Fees, or even making exclusive agreements with certain credit cards being only available on certain phones is not anything that anyone has ever told me they're after. Everybody wants everything available. I think Caroline s

Finance committee  That's nothing that we've discussed, so I couldn't answer that question. We typically think where regulation is not necessary, we don't need to put one in place. So that would be my answer now. It's not something we've ever brought up as to whether that would be something we woul

Finance committee  Yes.

Finance committee  You want—

Finance committee  Sure. You want the whole thing to build, so more players can get involved and have more opportunity to be first movers here in Canada. I know EnStream was here, and companies like that have an opportunity now to go and provide these managed services and these back-end services in

Finance committee  Yes.