Finance committee  What would lead to the freezing of a bank account under the order that came into force on February 15 is someone directly or indirectly funding illegal activities as set out in the regulations that came into force. For example, if somebody was giving money to a third party to ena

Finance committee  No, not for a cup of coffee. We had a process in place that had two prongs. The first was that our colleagues in the RCMP had lists of individuals [Technical difficulty—Editor] were shared with the financial institutions. That's one way in which those individuals could be captu

Finance committee  Yes, it could, to the extent—

Finance committee  No, not themselves. It could be indirect.

Finance committee  If that person gave the money after February 15, it is possible although very unlikely in view of the circumstances. I say this because the banks or financial institutions relied heavily on the information that was provided by the RCMP further to their own internal processes and

Finance committee  It is possible.

Finance committee  Yes, we have, as a matter of fact. I don't know if this information has been shared with the member of the committee. I may want to leave the RCMP to speak to this. I don't know if they're coming before you, but yesterday they did share a list of which financial institutions are

Finance committee  [Technical difficulty—Editor] individuals whose account has been frozen whether mistakenly—but I haven't heard of any such incidents—should contact directly their bank's customer service to do a first verification, and if the bank doesn't feel they've had a proper answer, they co

Finance committee  Yes, Mr. Chair. Thank you for the question. We realized that there were gaps in the system as to what our colleagues at the Financial Transaction and Report Analysis Centre of Canada, FINTRAC, could capture. We realized that it didn't capture crowdfunding platforms—not all of th

Finance committee  Cryptocurrencies were already covered, although what was not covered is the reporting by crowdfunding platforms and payment service providers. My colleague, Julien Brazeau, may want to add to this question.

Finance committee  To make these permanent, we have two options. We can do it by way of legislation, which includes regulation. We can make them permanent by way of regulations.

Finance committee  Yes, I can confirm that it is not retroactive. We received many questions from concerned individuals who thought it would retroactively apply, but it does not.

Finance committee  The intent of the program was to make people responsible and dissuade people from using money or their vehicles to participate in these illegal blockades. I do not know if any trucker or individual had their insurance suspended. I think the goal was to ensure that people first

Finance committee  I certainly think it did. With a lot of these people who were involved, trucking is their livelihood. Understanding that your insurance could be suspended, I think, would be an incentive to stop the illegal behaviours.

Finance committee  I could not hear your question clearly. Would you mind repeating it?