Finance committee  Well, the selfish boomers can look after themselves, but I'm referring to the people who did not have that opportunity. As I mentioned in my brief, for people who started teaching in 1961, when I did, if you married, you lost your permanent contract. If you became pregnant you lo

Finance committee  Yes, we are.

Finance committee  No, it's in reverse. It's 69 now; we want to roll it back to 71.

Finance committee  That was the initial one that was in there. Many of us, when we did purchase our RRSPs, purchased them with the idea that we wouldn't have to roll them over until age 71. That's a beginning point for us.

Finance committee  Well, it's both of those, for estate and also to defer some of the taxes, yes.

Finance committee  For estate planning.

Finance committee  We hope so.

Finance committee  Yes, we're going to have the Canadian Association of Retired Teachers and also the Retired Teachers of Ontario.

Finance committee  The figures that we figure would be about $250 million to $300 million, and we have to remind you that it would not be an escalating cost because pensions will not have such a big differential as we go on.

Finance committee  Thank you. On behalf of the Canadian Association of Retired Teachers, representing 125 members, the issues we address are not only retired teacher issues but senior issues as well. Our presentation will be done in English and French. I will be doing the English and my colleague