Environment committee  Most of the efforts by the government have focused on emissions. The insurance industry is a tiny fraction of one percent of emissions. It doesn't have very much to contribute in a dialogue about emissions. The industry is on the front lines on adaptation. It's helping Canadians

Environment committee  I have a three-part answer. First, the insurance industry is investing heavily in research. Our institute is part of that program. At the University of Western Ontario we have a wind tunnel. We put up a model home, we blow the roof off, we put it on better, we blow it off again

Environment committee  If I can speak very briefly to the second question, I am an economist. I guess economists speak on most issues or something. I'm not quite certain what the reference to the profession is about. I believe very much that it's good economics to set targets and measure performance a

Environment committee  Thank you, Mr. Chair. This is the first time I've been invited to appear before the committee, and I thank you very much for this opportunity to share my views and the institute's views on these important issues. I just want to take a brief moment to introduce myself and the i