Information & Ethics committee  No, and I apologize for that. We haven't actually gotten that far with it. What we look at is proprietary. As an example, if I insure your home, I have to get information from you. You may provide me with photos of your home, you may provide me with a photo of your wood stove, or

Information & Ethics committee  That is absolutely the case.

Information & Ethics committee  Thanks, Bob. Good morning, everyone. My name is Peter Fredericks. I'm the vice-president of our association. As is Mr. Kimball, I'm a working broker in Bedford, Nova Scotia, a town of about 28,000. There are five other brokers in my town, actually. I employ four people. Our day