Agriculture committee  For crop insurance at the 50% level, that is actually what it is. As soon as you start paying, if you want to insure at the 80% level, then the producer bears a significant premium of that. And I think the ratio should remain the same the more that's insured, because it's less co

Agriculture committee  I'd just like to say that the reason there are not many people coming back is because there's no risk management in place. You can actually come out with nothing at the end of the year, so all the money that you invest—You need a lot of capital in order to produce a return. If yo

Agriculture committee  As far as my farm, where we're situated, it's unprecedented— these events just bang, bang, bang. It's not only us; it's all the farms in our area. There isn't anything we can do; it's completely uncontrollable. The crops that are grown are the norms for the area. We are hampered

Agriculture committee  I never want to collect on my house insurance. I buy it so that I have the protection. I never want to collect on crop insurance, and I never want to collect on CAIS. But I want it to be in place for when I do collect. It has been unprecedented these last number of years. Befor

Agriculture committee  Honestly, I have no idea. I know it has declined. The main reason producers are in crop insurance right now, probably—anecdotally—would be for the cash advance program. Beyond that—? It may be at the 50% level. I don't think it is a very high participation level.

Agriculture committee  That is the way we need to go, 100%, because when there is a localized problem, like the drought in 2002—that really impacted Saskatchewan, and basically it bankrupted crop insurance. If you could spread that risk out—Some 40% or 50% of the arable crop land is in Saskatchewan, an

Agriculture committee  On your first question, as to whether I'm suggesting a national program, yes, I am. I think it gives a lot more flexibility when there's one person, one office, that's making the policy and the programming throughout Canada, rather than each different province laying out theirs a

Agriculture committee  I've done everything I can. I make my point as clearly as I can and I make it heard whenever I can. I think this production insurance is a huge issue. It's a simple fix, and it's something that will eliminate the need for these ad hoc programs. Nobody wants to survive on these ad

Agriculture committee  Good morning. I thank you for the opportunity to make my presentation. Did everybody get the things I provided?

Agriculture committee  It was.

Agriculture committee  Yes, you bet.

Agriculture committee  My name is Kenton Possberg. My wife and I operate a grain farm in Humboldt, Saskatchewan, which consists of 13,000 acres. We are a grain-only operation. This presentation is in regard to production insurance and the lack of coverage, especially in Saskatchewan. I realize that