Finance committee  We don't feel that is an exposure, for two reasons. One, I believe everyone is comfortable with the solidity of the bank-backed asset-based commercial paper. Second, we're down to $85 million, and within seven days we'll be down to zero. We feel quite comfortable with our present

Finance committee  Yes. We have no non-bank asset-backed commercial paper.

Finance committee  We probably saw a slight increase in some files last fall that we might not have seen otherwise. Our lending practices have basically not changed. Obviously we're quite careful in terms of the way we lend. There have not been major changes, though probably we have seen a few more

Finance committee  Thank you, John. Good afternoon, members of the committee. We will now turn to the third point in the motion: the range of BDC's services and the nature of its relationship with private sector financial institutions. Our 1,700 employees work from 94 offices across the country,