Industry committee  No, we do not represent the Desjardins Movement, we represent credit unions outside Quebec and caisses populaires in Ontario, the Alliance des Caisses populaires de l'Ontario.

Industry committee  That would be a little bit difficult, because, although we are the Credit Union Central for the provincial centrals, credit unions do not have to report to the provincial centrals. In addition, we do not issue credit cards ourselves. They are issued by a different entity.

Finance committee  No, we do not represent the Desjardins Movement, we represent credit unions outside Quebec and caisses populaires in Ontario, the Alliance des Caisses populaires de l'Ontario.

Finance committee  That would be a little bit difficult, because, although we are the Credit Union Central for the provincial centrals, credit unions do not have to report to the provincial centrals. In addition, we do not issue credit cards ourselves. They are issued by a different entity.

Industry committee  No, we do not offer premium cards.

Industry committee  No, we don't.

Finance committee  No, we do not offer premium cards.

Finance committee  No, we don't.

Industry committee  Mr. Chair, ladies and gentlemen of the committee, thank you for the opportunity to speak to you today. My name is Brigitte Goulard. I am the vice-president of policy with the Credit Union Central of Canada. I would like to introduce you to my colleague, Mr. Douglas Whalen, direct

Finance committee  Mr. Chair, ladies and gentlemen of the committee, thank you for the opportunity to speak to you today. My name is Brigitte Goulard. I am the vice-president of policy with the Credit Union Central of Canada. I would like to introduce you to my colleague, Mr. Douglas Whalen, direct