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Status of Women committee When I spoke about improving the Canada Pension Plan, it was also with regard to increasing the income replacement rates. I think that it is a bad idea to increase the Guaranteed Income Supplement, because this is creating coordination problems with other sources of income. I wou
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee When we start to look at plans in other countries, we see that each country has a completely different system, and we need to compare them. The Canada Pension Plan already includes an exclusion method: it's the contribution by individuals with no children compared to individuals
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee Ms. Alexa Conradi, President of the Fédération des femmes du Québec, appeared before the parliamentary committee on Bill C-51. I don't know whether that is what you are talking about.
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee She made a presentation last week. The Standing Committee on Finance only met for two days.
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee I am talking about meetings on Bill C-51.
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee Tax exemptions are quite complex. The income of an individual who works is considered taxable income. So this income is taxed. The biggest problem is not taxing retirement income, but the fact that the Guaranteed Income Supplement is cut by 50% of the amount from the RRSP, the CP
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee Fortunately, in Canada, there is a guaranteed minimum income for seniors, which is made up of OAS and the Guaranteed Income Supplement. According to certain figures, in Quebec, 53% of women are so poor that they are still entitled to the GIS, whereas this applies to only 43% of
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee Naturally, once there starts to be a labour shortage, people who are considering retirement, especially women between the ages of 55 and 64, see their activity rate increase swiftly. It should be pointed out that there is already an actuarial reduction of 6% per year. So there i
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee Indeed, the Quebec Pension Plan and the Canada Pension Plan are two separate systems, except that, in general, they try to coordinate themselves and contain the same provisions. Bill C-51 contains a major cut. There were four measures in this bill. However, the measure that conc
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee The proposal comes from the Department of Finance of Canada, which consulted the departments of finance in each province and territory. So in a sense, there has already been preliminary approval on the part of the provinces. As concerns enhancing the Canada Pension Plan, we can
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee Major changes have been made in recent years by mutual consent or by negotiation between the provinces and Quebec, which carries a certain weight in these negotiations.
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee I was speaking about giving money directly to mothers. Often, a man and a woman have children together and then separate. The man may find a new spouse, and should he die, the children's mother will not receive the survivor benefits. They will go instead to the new spouse, even i
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee I said I would conclude with a few remarks on statistics, but on the specific issue of the sharing of credits, I was unable to find any statistics. I did a search and managed to find almost all the statistics I needed, but I would have liked to have found them within one publicat
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee I referred to the Quebec Pension Plan and to the percentage of people receiving benefits from the Quebec Pension Plan and the Canada Pension Plan. You can find figures in publications, but they are not expressed in terms of a percentage of the population. That would be an interes
November 17th, 2009Committee meeting
Ruth Rose-Lizée
Status of Women committee First of all, I would like to add that I am also an adjunct professor of economics at the Université du Québec à Montréal. For 30 years I have been working with key women's groups in Quebec on the issue of retirement plans. This summer, we provided the Minister of Finance with...
November 17th, 2009Committee meeting
Ruth Rose-Lizée