Agriculture committee  We've been continuing to be out there. The loan demand has been met. We also, through other entities such as Credit Union Central of Canada and Concentra Financial, have been able to syndicate loans so that we are able to off-lay some of that risk, and we continue to do that. Beh

Agriculture committee  The system is addressing that issue through the regionalization that you're seeing. Merger and amalgamation activity is happening across Canada through partnerships among credit unions that are coming together in regional centres. The branch network is still being supported, so w

Agriculture committee  I would be in the same position. I wouldn't be able to make knowledgeable comments on the situation.

Agriculture committee  If I could just paraphrase the question so I understand, I don't think I have the information you're looking for, but it's small agribusinesses that probably use Interac as a payment method, and there's some potential that the pricing could be increasing, so that's going to have

Agriculture committee  I guess when we take a look at it, we believe that the crown corporations definitely have a role to play when the needs aren't being met. When it comes to agriculture lending, we want to step up and we want to participate. So we didn't see that as a marketplace where there were n

Agriculture committee  Yes, exactly, as stated in my comments. We believe FCC is unfair competition. The source of funds they have access to from the Government of Canada is definitely something that credit unions don't have. When we're looking at what kind of lending rates we're able to provide and w

Agriculture committee  Mr. Chair and members of the committee, thank you for the opportunity to speak today. My name is Pam Skotnitsky and I'm the associate vice-president of government affairs at SaskCentral, which is the provincial trade association for credit unions in Saskatchewan. However, today