Human Resources committee  It is to be self-sustainable.

Human Resources committee  If you're talking about cross-subsidization, that's not the intent of this new program. It is to be self-sufficient.

Human Resources committee  Actually, when I said last summer, I think I was mistaken. It was after Labour Day. After Labour Day I was away for a couple of weeks because I injured my shoulder. While I was gone, my staff was working on this modelling for the self-employed.

Human Resources committee  It was when I returned to work at the end of September.

Human Resources committee  I understand your question. I think that's one of the reasons for keeping the premium rate relatively low. It's to make sure enough people are interested in joining this program. By keeping the premium rate relatively low, you will have an influx of contributors, which will make

Human Resources committee  First, I would like to say that the figures in Mr. Bédard's document are for the most part correct, except for the qualitative comments that I do not agree with. I have the English version of the document in front of me. When he says that the Quebec premium rate of 1.36% is exces

Human Resources committee  I do not have it yet.

Human Resources committee  Yes.

Human Resources committee  Yes.

Human Resources committee  That is true.

Human Resources committee  He is a very qualified actuary.

Human Resources committee  In short, we looked at the methodology that was used, the assumptions, and the results. It was a very rigorous process. We worked very closely with Louis Beauséjour's group on these projections. It is not only me. We are a group of three fully qualified actuaries; we are fellow

Human Resources committee  We were part of that process, absolutely.

Human Resources committee  It was in the summertime, if I remember well, but I was away at that time, so it was one of my staff who started working on the model and the projections.

Human Resources committee  I supervise a group of 12 employees, but among these 12 employees only three are actuaries, including me.