Finance committee  Well, as Jane said, the provisions of this part of the Budget Implementation Act don't preclude certain names, except that if you are going to be a federal credit union and you want to use the term “credit union”, you would also have to use the term “fédérale”.

Finance committee  Sure. I can probably talk a little bit about the shareholding element. And I apologize for not speaking French. To address one of your concerns--that credit unions could use shareholdings to take over other credit unions and kind of get around the membership ownership of credit