Government Operations committee  I have no concerns of that nature at all. In fact, when students look like they're going to be in default, there have been a number of programs put in place to help them better manage that debt to ultimately repay--both to prolong it, but also recent programs have helped lower th

Government Operations committee  Thank you. There are two different items here. The first is the write-off of student loans. Those are loans that have been made historically; 99% of them were made more than six years ago and there's been no action since. They are not collectible by statute; they go through a pr

Government Operations committee  Yes.

Government Operations committee  It's the right magnitude over each year. This one shows three years, hence $150 million, but it's actually the same. On an annual basis, it's been stable for a decade; it's less than 1% of the overall portfolio.

Government Operations committee  The second question you raised has to do with the statutory forecast for the demand for student loans, and that was the increase by $311 million. In that instance they've simply updated their forecast of projected loans based on more recent information. Since they last provided a