Human Resources committee  They would go through a financial institution. At the point in time that consumers are looking to purchase a home, they would go to a financial institution. They can either do that directly, or they could use a mortgage broker to facilitate that conversation. They would then make

Human Resources committee  They're primarily rural and remote areas. Our competitors tend to target major urban centres. If you think of places like Fort McMurray, as an example, or some single industry towns, or even rural parts of provinces, they tend to be the areas that don't get attention from the pri

Human Resources committee  Thank you. It actually varies across the country. Maybe I'll turn to Debra, who's responsible for the program delivery, to elaborate on the determination of the amounts.

Human Resources committee  Thank you. The amount of funding that is currently the subject of this agreement was set in September 2008. It was for five years, and the total envelope was $1.9 billion.

Human Resources committee  Perhaps I would like to speak to, as you mentioned, this most recent economic downturn. I mentioned in my comments that part of Canada's economic action plan was in fact targeted to the very question of creating more affordable housing for those in need. In addition to the $1.9 b

Human Resources committee  Yes, in fact today there are two programs that are specifically targeted to renovations for people with disabilities, and there's a separate program for home adaptations for independent living for seniors. Again going back to Debra's point, going forward under this new framework

Human Resources committee  Certainly all provinces and territories--so it was unanimous--signed on to the framework, which was announced in July of this year. That's indicative of provincial and territorial support for the terms and conditions of the funding, as well as the process, going forward.

Human Resources committee  Certainly.

Human Resources committee  Thank you, Mr. Chair. It's a pleasure to be here with my colleague. Canada Mortgage and Housing Corporation is celebrating its 65th anniversary this year, and I certainly appreciate the opportunity to discuss how we contribute to a strong and stable Canadian housing system. CMH